雅思写作移动支付话题常用词组一览！

在过去的数年内，移动支付成为了人类历史上最便捷的方式，我们摆脱了传统的货币支付，让一切行为可以寄托在一部小小的手机之上，移动支付的兴起也意味着现金支付的逐步衰退，那么我们如果遇到这种类型的话题应该如何处理呢？今天就让Nick带大家一起去看看吧。

一、解题思路

移动支付又被称之为数字支付或电子支付，对应是就是现金支付。

这两者本质上来说充满矛盾，但是也可以相互共同，你需要确定自己的观点，支持那个部分。

二、移动支付话题常见短语

Dash: going somewhere quickly.

Over the past decade, digital payments have taken off and now this payment revolution is about to turn cash into an endangered species in many economies. Countries dematerialize payments at varying speeds. But the direction of travel is clear, and in some cases the journey is nearly complete.

在过去十年，数字支付已经兴起。在很多经济体，这场支付革命现在正要把现金变成濒危物种。不同的国家去现金支付的速度不同。但是方向都是明确的，在一些地方，这个过程基本上已经快完成了。

Cash is dying out because of two forces. One is demand—younger consumers want payment systems that plug seamlessly into their digital lives. But equally important is that suppliers, such as banks, tech firms and telecoms companies, are developing fast, easy-to-use payment technologies from which they can pull data and pocket fees. 

现金的消亡是因为两个原因。其一是需求。年轻的消费者需要的是能跟当今的数字生活无缝衔接的支付系统。另外同等重要的是供应商，比如银行，科技公司和通信公司，都在研发快速，便捷的支付技术，从中他们能收集数据和收取小额费用。

There is a high cost to running the infrastructure behind the cash economy—ATMs, vans carrying notes, tellers who accept coins. Most financial firms are keen to abandon it, or deter old-fashioned customers with hefty fees.

现金经济的背后是高昂的配套设施运行成本，自动取款机，运钞车，接受硬币的收银员。大多数金融公司都热衷于放弃现金，或者用高昂的费用阻止传统的客户。

Cash is inefficient. In rich countries, minting, sorting, storing and distributing it is estimated to cost about 0.5% of GDP. When payments dematerialize, people and shops are less vulnerable to theft. Governments can keep closer tabs on fraud or tax evasion. Digitalization vastly expands the playground of small businesses and sole traders by enabling them to sell beyond their borders. It also creates a credit history, helping consumers borrow.

现金效率低。在发达国家，铸造、分拣、储存和分配现金的成本约占GDP的0.5%。当支付去现金化时，人们和商店就不容易被盗。政府可以更密切的监控欺诈和逃税。数字化使小企业和个体户能进行海外销售，从而帮助他们极大地扩大经营范围。数字化还创造了信用记录，帮助消费者借贷。

Yet set against these benefits are a bundle of worries. Electronic payment systems may be vulnerable to technical failures, power blackouts and cyber-attacks.

但是，虽有好处，也有大量的担忧。电子支付系统可能会受到技术故障，停电和网络攻击的影响。

In a cashless economy the poor, the elderly and country folk may be left behind. And eradicating cash, an anonymous payment method, for a digital system could let governments snoop on people’s shopping habits and private titans exploit their personal data.

在无现金经济中，穷人，老人和乡下人可能会被落下。另外为数字支付系统而消除现金这种匿名支付方式，可能会让政府窥探人们的购物习惯，让私人巨头利用消费者的个人数据。

三、移动支付相关问题

When it happened

Where it happened

Who you were with

Why you felt happy by using your cellphone

四、范文鉴赏

I have just recently been able to start using Samsung Pay. My bank finally came out of the stoneage, or so I thought. For those that don't know what this is, it’s the ability to store your credit card electronically in your phone. Your phone then essentially becomes your credit card and you no longer need them with you. Your phone is it.

I was under the impression this technology had been available for some time and it was only my bank dragging the chain. Well maybe it has been around but people haven't adopted it as I am often the first person to use it at a store.

To my surprise, almost everywhere I go and pay using just my phone, I will receive some form of “wow” comment. It was the case again last night at my son's girlfriend's 18th birthday.

The two families went out to celebrate and I paid for the drinks using just my phone. The lady taking my payment was quite simply amazed at the technology and asked me all sorts of questions.I felt rather special.

五、总结

雅思口语Part2移动支付的话题非常容易延伸，尤其在Part3的快问快答环节里面，我们需要以简洁明了的回答方式来进行描述，轻松拿到听力高分。